Two Conversations. One Clear Plan.
Book a complimentary 30-minute introductory call. If we both see a fit, a second complimentary meeting follows, and you’ll leave with a personalized one-page summary of your priorities and the strategies worth considering.
- Introductory CallComplimentary · 30 minutes
- How I Can Help MeetingComplimentary · 30 minutes
- Your One-Page PlanYours to keep
- Nothing to prepare beforehand
- You’ll speak directly with Warren
- Flat fee, never a percentage of your assets or TSP
- Meet from any post, in any time zone
There’s no obligation to become a client at any point in this process. It is designed to help you make an informed decision about working with us and provide a useful basis for evaluating other advisors you may be considering. After our meeting, you’ll receive a personalized one-page summary outlining the priorities we discussed, strategies worth exploring, and how we would approach the issues you asked us to review. Use it to compare your options and decide what feels right for you.
Two ways to work together
Both options begin with a thorough planning process, typically over five to six meetings. We’ll get to know your financial picture, build a plan around your goals, and work through the decisions that matter to you.
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Ongoing Planning
Financial planning that evolves with you
Best ForHouseholds who want ongoing guidance throughout the year.From $2,000 per yearFlat annual fee based on planning complexity, billed quarterly.We’ll build your financial plan, help you put it into action, and adapt it as your career, finances, and priorities change.
See what ongoing planning means Book an Introductory Call -
Focused Financial Plan
A complete plan for a specific decision, project, or transition
Best ForHouseholds looking for guidance on a particular financial need.$2,400–$5,000 per planFlat fee based on planning complexity.We’ll help you understand your options and build a financial plan around the specific decision or transition you’re facing.
Examples include retirement transitions, Foreign Service pension analysis, TSP withdrawal strategies, real estate decisions, and major life changes.
Book an Introductory Call
Ongoing Planning may include a one-time onboarding fee of up to one quarterly payment. Your exact fee is provided before you decide whether to work together.
Wondering what the planning actually looks like?
See a sample plan for a Foreign Service household
This hypothetical household is mid-career. Your plan will be built around your own career stage, goals, and priorities.
From first assessment to first plan.
Initial onboarding usually takes six to eight weeks, depending on how much ground there is to cover. Every meeting is virtual and scheduled with your time zone in mind.
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Introductory Conversations
What to expect -
Become a Client
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Guided Onboarding
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Plan Review
See a sample plan -
Implementation & Ongoing Planning
What ongoing planning actually means.
Your plan is only part of the value. You’ll build an ongoing relationship with a fiduciary adviser who understands Foreign Service life and supports you from one post to the next.
Direct Access, Wherever You Serve
You work directly with Warren. When a question comes up, you can reach out in the way that works best for you. Wherever you’re posted, you can talk through the decision and, when you’re ready to act, work through the next steps together.
Guidance That Knows Your Context
Foreign Service decisions often connect to one another. Bidding, a PCS, a home purchase, a promotion, or a growing household can affect your broader financial picture. Warren already knows that context, so you don’t have to start from scratch every time something changes.
A Steady Rhythm, So Nothing Slips
Scheduled touchpoints keep your plan current, and you can reach us any time in between. You won’t wait until something goes wrong to hear from us.
- JanuaryTax prep letter
- SpringPlanning meeting
- SummerCheck-in and focused review
- FallPlanning meeting
- Year-roundDirect access and meetings as needed
What Ongoing Planning Costs
Ongoing Planning is a flat annual fee, billed quarterly. Your fee is based on the scope and complexity of your financial situation, not the size of your accounts.
The examples below show where fees generally start at different stages of a Foreign Service career.
No AUM percentage. No commissions. No product sales.
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Early Career
From$2,000 per yearYou’re building your foundation, with the TSP likely your primary long-term asset. Planning may include your TSP, savings, allowances and differentials, insurance, cash flow, and goals such as buying a home or starting a family.
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Mid-Career
From$3,000 per yearYour financial life is getting more complex. Planning may coordinate a growing TSP, education funding, property, taxes, investing beyond the TSP, and competing financial goals.
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Final Tours
From$4,000 per yearRetirement is getting closer. Planning may coordinate your pension, TSP and other investments, taxes, education funding, property, retirement readiness, and decisions about your remaining tours.
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Retirement
From$6,000 per yearPlanning focuses on creating sustainable retirement income while coordinating TSP withdrawals, Social Security, taxes, required minimum distributions, investments, estate planning, and other decisions that arise throughout retirement.
Your exact fee is provided before you decide whether to work together.
Ready for Your First Conversation?
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